Accumulator Bet: The Complete Guide

By Benson Chikezie, Senior Author

When it comes to placing our bets, the possibilities we have are almost endless. The bookmakers offer us many sports, sporting events, and markets within each event to find the bet that most convinces us and make our selection. And within all these options, we find the accumulator bets, in which several bets are combined. Accumulator bets are very successful in the betting industry for both players and bookmakers. Bookies usually offer promotions such as insurance or bonuses for accumulator selections.

What Is An Accumulator Bet?

The world of betting is divided into two main types: single bets and accumulator bets. A single bet is one in which only one selection is involved, for example, the winner of a tennis match or an over/under bet on the number of goals in a soccer match. On the other hand, in accumulator bets, more than one selection is involved, for example, the winner of the tennis match plus the number of goals.

The key to the accumulator bets is that the odds of the selections are multiplied; hence the reward is higher. However, all the bet predictions must be correct to be a winner; hence the more games the accumulator bet includes, the more difficult it will be to succeed. The higher the risk, the higher the possible winnings, so the bettor will balance risk and winnings.

Generally, accumulator bets have to include markets for different events. However, many bookies now offer special accumulators where the player can select markets for the same event. This is what happens, for example, with the “Build your bet” by Bwin or “Create bet” by Bet365. 

What Is An Accumulator?

An accumulator is a betting coupon that has more than a sports market selection. Some bettors and bookies call it ACCA and might say it is a betting slip with more than four games, but they are all accumulators.  

How Do Accumulator Bets Work?

Well, the name of the bet type is practically self-explanatory: it is combining several bets into one bet slip. With that, the odds increase, and the slip/coupon wins when the last game plays out correctly.

Accumulators can be very tempting for a novice bettor, who sees the possibility of winning a lot of money by staking the amount of a single bet. Let’s see how accumulator bets work with an example:

Bet365 football accumulator bets example screenshot

Let’s use the image above as an example: you have a betting ticket that contains odds for each event: 1.53 x 1.95 x 1.14 x 1.90 x 1.02 = 6.59.

In this example, we combined several events into one bet, which, when put together, multiplied their odds, and the odds of the bet would be enormous.

We can combine several markets in an accumulated bet: Winner, goal line, handicaps, corners, victory at halftime, etc.

Now yes, you understand the reason why this bet seduces so many of the less experienced.

Let’s say we bet, as a rule, $10 on each event. In other words, our liquid return would be $15.3 with the first bet or $11.4 with the second. But if we bet the same $10 on this combination bet, we have the possibility of having a return of $65.9 (including the value of the initial bet).

We must hit 100% of the events that we combine on the same betting slip in accumulator bets. Thus, if we succeed in almost all the matches but fail in the last one, unfortunately, the bet is considered a loser.

There is also the possibility of putting Asian lines in the combined ones. In this case, we add some Asian handicaps, Asian goal lines, corners, etc. With this, if our Asian online bet is returned, it does not count as an error, and the bookmaker is limited to recalculating our ticket as if this bet did not exist. 

In many bookmakers, there is also the Cashout option. This tool is what we can use to close a bet with the event still playing. The bookie offers us an amount to close the bet in advance, depending on how the game goes concerning our bet choice.

For this in the accumulator bets, the more we hit our bets in an accumulated one, the more money they offer us in the Cashout.

Types of Accumulator Bets

When placing your combination bets, you can include as many selections as you want. Of course, bookmakers can limit selections, which is generally at 12, a somewhat important figure. 

As you add selections to your betting coupon, you will see various options appear next to the so-called “multiplication factor,” which is the number of bets we make. The units to be played are multiplied by that figure. For example, betting a unit with a factor of x3 means that you are playing three units. Let’s see it a little better:

Accumulator or Acca

This is the most famous and traditional accumulator, which is the nothing stake that most bettors prefer staking on. However, as we mentioned above,  you need all games in your bet slip to win in order to consider it a winning ticket.  

Example: 1.53 x 1.95 x 1.14 x 1.90 x 1.02 = 6.59.  

Accumulator Bet Of 2 Or Double

As its name suggests, a combination bet of two is one in which we only have two selections. Calculating the odds is as simple as multiplying the odds for both selections. It is the safest combination bet modality since we only have to hit two bets to be valid. The bet will appear as “double” on the ticket with the multiplication factor of 1 (x1). This means that we make a single bet.

Example: Two selections need to win: $10 stake = $10.

Treble Bet

If we add a third selection to the betting slip, we are making a triple combination in which all three selections must be hit to collect a win. On the ticket, you will see that the word “treble” appears with a multiplication factor x1. 

However, within that triple bet, you can also combine the events to form doubles (multiplication factor x3), so if a selection fails, we do not lose the entire bet. Another option for 3-pick combination bets is the Trixie, which includes the triple and the three possible doubles among all the selections.

Example: All three selections need to win: $10 stake = $10.

Trixie Bet

The Trixie is still a system bet where 4 bets combining 3 selections. There are three doubles and one treble, and we need to get two picks right to make a profit.

Example: Two of the three picks need to win to get a return: $10 stake = $40.

Patent

7 bets combining 3 selections. There are three singles, three doubles, and one triple, and all you have to do is get a prediction right to make a profit.

Example: 1 pick is needed to win to get a return, but for a profit, 2 picks are needed to win: $10 stake = $70.

Yankee

11 bets combining 4 selections. There are six doubles, four triples, and one quad, and we need to get two picks right to make a profit.

Example: A double, treble, 4 folds, and 5-fold need to win to get a return: $10 stake = $110.

Super Yankee or Canadian

26 bets are combining 5 selections. There are 10 doubles, 10 trebles, 5 quadruples, and a quintuple, and it is enough to get two predictions right to achieve benefits.

Example: Two of the three picks need to win to get a return: $10 stake = $260.

Heinz

57 bets combining 6 selections. There are 15 doubles, 20 trebles, 15 quads, 6 quintuplets, and a sextuple, and we can achieve a profit with two hits.

Example: Two winning selections are needed to get a return, but four out of six are needed to get a profit: $10 stake = $570.

Super Heinz

120 bets combining 7 selections. There are 21 doubles, 35 trebles, 35 quadruples, 21 quintuplets, seven sextuplets, and one sevenfold; we need to hit two selections to achieve profits.

Example: $10 stake = $1200.

Goliath

247 bets combining 8 selections. There are 28 doubles, 56 triples, 70 quadruples, 56 quintuplets, 28 sextuplets, eight septuplets, and one eightfold; we can achieve profits with two hits.

Example: $10 stake = $2,470.

Lucky 15

15 bets combining 4 selections. The 11 Yankee bets added 4 single bets.

Example: 1 pick needs to win to get a return, but all three need to win for profit: $10 stake = $150.

Lucky 31

31 bets combining 5 selections. The 26 Canadian or Super Yankee bets add 5 single bets.

Example: $10 stake = $310.

Lucky 63

63 bets combining six selections. The 57 Heinz bets added 6 single bets.Example: $10 stake = $670.

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How To Calculate Accumulator Odds

It’s not too difficult to figure out how much your accumulator is likely to be worth. But unless you’re a genius in math, you can become too messy by using fractional odds. As a result, working with decimal odds is the most straightforward technique to calculate the accumulator return.

The cumulative odds of your accumulator will be displayed on your bet slip.

When using decimal odds, the most straightforward approach to calculating an accumulator’s odds is multiplying all values together.

Please take a look at the example screenshot of the traditional accumulator we provided above. 1.53 x 1.95 x 1.14 x 1.90 x 1.02 = 6.59.

What Is An Each-Way Accumulator Bet?

As seen in the case above, the danger of losing the bet is excellent because a bet fails to win. This may be eased in part in other sports accumulators like horse racing, where bookies can put an accumulator bet on each way. An example of each way accumulator on horse racing is explained below.

Each-way accumulator bets are presented as two independent bets, implying that the stake you place is doubled.

For example, if we staked a $1 bet on an accumulator and made it each way, the stake would increase to £2 because it covers both bets. This is intended to give the punter the best possibility of a return if their horses do not win but do place.

The first outcome is the ‘to win’ portion of the bet, which requires all four horses to finish first for the wager to win. 

Part 2 of the stake is the ‘to place’ aspect; this implies that the horses must finish in the top three to win. The number of top positions in a race is determined by the bookies based on the size of the field, which is usually three or four.

The profits are determined by taking the initial odds for each pick and multiplying them by the each-way fraction, which is usually one-fifth of the odds.

If the identical scenario as previously occurred, with three horses winning and one placing, your ‘to place’ bet will indeed return $4.70 ($1 bet + £3.70 profits = $4.70). If a horse loses, the wagered part of the ‘place’ will lose as well.

How To Place An Accumulator Bet

Placing an accumulator bet is very easy. Simply log in to your selected bookie and go to the events that we are interested in betting. Each time you select a market, it will be added to the ticket, and the different types of accumulated bets that we can make will appear as well as the individual odds of the games and the total odds of the bet slip. We have to enter the amount to play, and the cost of the bet and the possible winnings that we will obtain will appear.

It is possible that while adding selections to your betting slip, messages or icons will appear about the possibility of making cash out and closing the bet early to ensure winnings or add some insurance in case a selection fails. Once we have completed the betting slip with all the selections we are interested in combining, the combined, and the money we will bet, we only have to place the bet.

Accumulator Bets In Horse Racing

Bet365 horse racing accumulator bets example screenshot

What’s fantastic for an accumulator is that it allows you to enhance your winnings while considerably lowering your risk. On the other hand, you clearly increase the bet’s chances of losing because only one pick needs to lose for the total bet to be worthless.

If you bet on six horses to win and one is ruled a non-runner, your accumulator is demoted from a six-fold bet to a five-fold bet, with your expected profit reduced to the total odds of the five remaining selections. Any accumulator’s odds are determined by multiplying the odds of every pick together.

If you consider yourself a sports fan, you can aggregate bets from multiple sports into one accumulator bet. Once you’ve decided on your horse racing betting odds, you can use your bookie’s horse racing bet calculator to create your bet.

Accumulator Insurance and Bonuses

Accumulator Betting Bonus

The accumulator bonus offer is the first to consider. As the name implies, you receive a bonus plus your winnings, which means your returns will be greater.

If you want to win accumulators regularly, you can obtain multiple bonuses throughout the season, which will pile up in the long run. The bonus amount you earn will differ depending on the betting company offer you accept and the Acca odds you choose; most of these bonus offers are also based on the number of selections you have. The greater the number of selections, the greater the bonus; nevertheless, adding selections increases the risk.

Accumulator Insurance 

An accumulator insurance offer, which is the inverse of the accumulator bonus, is an Acca insurance offer that insures you if you fall short in your bet. Your accumulator betting strategy should reach a minimum amount of picks with this offer, but the insurance offer remains the same irrespective of how many games you pick.

These Acca insurance options return your money if you lose any bet. So, suppose you place a six-team traditional accumulator and get five winners and one loser; you will get your accumulator money returned.

Tips & Strategy Advice

Do not get excited about the odds:  As you add selections to the combine, you will see how the share of your combination grows. A widespread mistake is to keep adding selections to increase the quota without being fully aware of the risks involved.

Don’t Trust Low Odds: Just as we won’t get excited as the odds go up, neither will we be adding low-odds picks to “lock-in” the combo bet. The combined ones are indeed one way to take advantage of the bets with low odds, but we can also fail them. Before placing the bet, make sure that it is worth adding a selection with very low odds.

Be careful with the markets you include in the combined: If the bet on 1X2 offers us good odds, why will we include a handicap that adds risk? We will always try to use the most likely markets, even if the quota is somewhat lower.

Combine Different Events: A fairly common mistake is to include many teams from the same event, for example, La Liga or Roland Garros, in the same combination. If you focus on the same tournament, you have a better chance of losing. Find out about other tournaments and events, and you will have more chances to win.

Never Include The Same Selection In Two Combined: The version of “do not put all your eggs in the same basket” applied to betting. A widespread mistake is to include the same one, which we are very sure, in several combined. Even if the rest of the selections are different, it is enough to fail that selection to lose all bets.

Treat All The Selections As A Single Bet: Find out about all the selections, analyze the precedents, the status of each team or player, the physical condition, the match day. Each selection of a combined bet must be treated as if it were a single bet and thus decide if we enter it or not. Do not just look at the fees; observe all the details that may affect its development.

Commonly Accumulator Terms and Conditions

  • There are always minimum odds for every accumulator.
  • There are always a minimum number of legs available for each accumulator.
  • A game can be voided, and it would be removed from your accumulator.
  • There are maximum winnings on every accumulator.
  • Try to find out if your accumulator bonus pays out in the form of cash or any other promotion. 
  • Most accumulators have a payout limit set by the bookies. 

Summary

Accumulator bet is most bettors’ favorites because of obvious reasons. We have explained all you need to know about this betting and hope you make better decisions next time you place your bet.

Frequently asked questions

Can you add any game to your accumulator?
Yes, you can mix games from different events in your accumulator.
Is accumulator the best form of betting?
Accumulator betting is preferred because of its high-profit nature.
Is Accumulator betting available in all bookies?
Yes, this is a traditional betting method.

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